Your money. Your data. Your control.
Reallo connects through Akahu, New Zealand's open banking network. Here's exactly how your money and data are protected.
Works with every major NZ bank
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We check the account is yours
Reallo connects through Akahu and never sees your bank login. It only pays out from a bank account you've connected and we've checked is yours.
We never hold your money
Every move runs straight from your bank to the destination you set up yourself. Reallo is never in the middle holding your balance.
You choose where it goes
Reallo never makes investment choices for you. You pick the destination, and you can change it or stop the whole thing in one tap.
Bank-grade encryption
Your connection is encrypted with 256-bit AES, the same standard the banks use.
We never sell your data
Your data is yours. We will never sell it, and we only ever use it to work out and move what your cashflow can spare.
Disconnect anytime
Change your mind and you can disconnect your bank and close your account whenever you like.
Reallo is built in Aotearoa, for the way New Zealanders actually spend.
Common questions about safety
Is Akahu safe?
Yes. Akahu is New Zealand's open banking provider, trusted to connect banks with apps securely. The major banks connect through NZ's official open banking APIs, and other institutions connect through Akahu's own secure integrations. Reallo never asks for your login.
Is open banking safe in New Zealand?
Open banking in New Zealand lets you securely share specific bank data with apps you choose, through providers like Akahu, without handing over your login. Reallo only ever reads your transactions and only ever sends money to a destination you set up yourself.
Can Reallo see my bank login or password?
No. Reallo connects through Akahu and never sees your bank login or password.
Can Reallo move my money anywhere it wants?
No. Reallo only pays out from a bank account you've connected and we've checked is yours, and it only ever sends money to a destination you set up yourself. Reallo never picks the destination for you.
Does Reallo hold my money?
No. Every move runs straight from your bank to the destination you set up yourself. Reallo is never in the middle holding your balance.
Is my data encrypted?
Yes. Your connection is encrypted with 256-bit AES, the same standard the banks use. And we never sell your data.
Does Reallo make investment decisions for me?
No. Reallo never makes investment choices for you. You pick where your money goes, and you can change it anytime.
What if I want to stop or disconnect?
You can disconnect your bank and close your account whenever you like, in one tap. Nothing is locked in.
Ready to let Reallo do the work?
Join the waitlist and we'll be in touch as soon as Reallo is open.
Join the waitlistBank-grade encryption · Never holds your money · NZ owned and operated