Your money. Your data. Your control.
Reallo is built on New Zealand's regulated open banking. Here's exactly how your money and data are protected.
Works with every major NZ bank
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Read-only access
Reallo connects through Akahu and can only read your transactions. It never sees your bank login, and it can never move money out of your accounts on its own.
We never hold your money
Every dollar moves between your own accounts. Reallo is never in the middle holding your balance.
You choose where it goes
Reallo never makes investment choices for you. You pick the destination, and you can change it or stop the whole thing in one tap.
Bank-grade encryption
Your connection is encrypted with 256-bit AES, the same standard the banks use.
We never sell your data
Your data is yours. We will never sell it, and we only ever use it to find and move the money you won't miss.
Disconnect anytime
Change your mind and you can disconnect your bank and close your account whenever you like.
Reallo is built in Aotearoa, for the way New Zealanders actually spend.
Common questions about safety
Is Akahu safe?
Yes. Akahu is New Zealand's open banking provider, regulated and used to connect banks with apps securely. Reallo connects through Akahu, which means we use official bank-approved connections rather than ever asking for your login.
Is open banking safe in New Zealand?
Open banking in New Zealand lets you securely share specific bank data with apps you choose, through regulated providers like Akahu, without handing over your login. Reallo only ever reads your transactions and only moves money to accounts you've added yourself.
Can Reallo see my bank login or password?
No. Reallo connects through Akahu and never sees your bank login or password. We can only read your transactions.
Can Reallo move my money anywhere it wants?
No. Reallo only ever moves money to accounts you've added yourself, and it can never move money out of your accounts to anyone else.
Does Reallo hold my money?
No. Every dollar moves between your own accounts. Reallo is never in the middle holding your balance.
Is my data encrypted?
Yes. Your connection is encrypted with 256-bit AES, the same standard the banks use. And we never sell your data.
Does Reallo make investment decisions for me?
No. Reallo never makes investment choices for you. You pick where your money goes, and you can change it anytime.
What if I want to stop or disconnect?
You can disconnect your bank and close your account whenever you like, in one tap. Nothing is locked in.
Ready to let Reallo do the work?
Join the waitlist and we'll be in touch as soon as Reallo is open.
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